# Yolliepay > Africa's best and cheapest payment gateway. Accept and send mobile money and crypto with one API — only 5% per successful transaction. Yolliepay (https://pay.yollie.live) is a payment gateway for individuals, merchants and developers. It offers wallets, mobile money collections and payouts, peer-to-peer transfers, payment links, QR payments, and a REST developer API. ## Documentation (public, no login needed) - [API documentation](https://pay.yollie.live/documentation): complete REST reference — authentication, collections, payouts, balance, transactions, transaction status, phone-name verification, webhooks, errors, fees - [API documentation (static copy)](https://pay.yollie.live/api-docs.html): same content - [Full docs as plain text](https://pay.yollie.live/llms-full.txt): whole reference in one file for AI assistants ## Portals - [Home](https://pay.yollie.live/): product overview, features, contact - [Sign in / create account](https://pay.yollie.live/authenticate): merchant dashboard login and signup - Merchant dashboard (after login): /home, /send (payouts), /deposit (collections), /payment-links, /api-keys, /documentation - [Public payment link](https://pay.yollie.live/pay/{account_id}): customers pay a merchant via link or QR ## Key facts - Base URL: `https://pay.yollie.live/api` - Auth headers: `x-api-key: ypk_...` and `x-secret-key: yps_...` - Wallets: UGX, KES, RWF, CDF, USD, USDT - Mobile money: MTN, Airtel (Uganda) plus supported networks in Kenya, Rwanda and DR Congo; USDT via white-label crypto collection and payout - Fees: 5% per successful transaction (deposits and payouts); failed transactions are free - Rate limit: 60 requests per minute per API key - Notes/descriptions: required, minimum 4 characters - Webhooks signed with HMAC SHA-256; supports Idempotency-Key header ## Contact - Email: businessemailug@gmail.com - Phone / WhatsApp: +256 730 377 219